Finance

At JW Heating Services we know your boiler is one of the most important aspects of your home, keeping you and your loved ones warm and comfortable. Sometimes, the cost of replacing it can come as a surprise, it’s not something that many of us save for – or something we want to spend our savings on.

That’s why JW Heating Services can now offer the ability to spread the costs of your new boiler and installation over a repayment term that best suits you. We have joined forces with Worcester Bosch and others to offer the below products. Finance is offered subject to status and credit check.

Homeserve Membership Limited is a credit broker, not a lender. Shawbrook Bank Limited acts as the lender. If you choose a credit option, HomeServe Membership Limited will not receive commission from Shawbrook Bank Limited.

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. Other finance, deposit and term options are available. Access to finance is not guaranteed and credit is subject to status, affordability assessment and credit checks.

Read about the plan in detail 

Smart Heating Plan

A flexible way to pay for your new heating system installation.

Our lender offers an interest bearing credit option which means you’ll pay the lender interest on the money you borrow at the rate they set, over the period you have chosen. You can pay a deposit and choose to spread the cost either over 5 or 10 years with a 13.9% APR representative. One of our surveyors will talk you through the finance options available and are always happy to help and answer any questions that you may have.

Representative Example: Cash Price £2,200, Deposit £100, Amount borrowed £2,100, term of loan 60 months, representative 13.9% APR (fixed). Repayable by 60 regular monthly payment of £47.87, total charge for credit £772.20, Total Amount Repayable £2872.05.

Example accurate as of 25th October 2023

Eligibility Criteria

As with any finance purchase, the credit applied for will be subject to the individual’s application. There’s some criteria around your financial circumstances and borrowing that we’ll need to check with our lender and on the date of application, you must meet the Finance Eligibility Criteria. (See below “Important Information – Am I eligible”).

An eligibility check will take place before your application, this is a soft check and will not appear on your credit file. Eligibility Criteria: Minimum age of 18 years UK resident for more than 12 months Own a personal bank account from which a Direct Debit can be taken Owner / occupier Permanent employment working a minimum of 16 hours per week, Self employed, Retired person on disability allowance, Unemployed and ‘house person’ (with consent of co-habiting working partner) Unable to accept: Unemployed without a spouse/partner in full time employment. Temporary positions/Agency workers Foster Carers without a spouse/partner who meets our minimum employment criteria. Child-minders who do not have a registered Créche/Nursery Full Time Students (other than trainee nurses and doctors) Supply Teachers who do not have a permanent contract with a specific school, we would possibly require the school name and address.